Kiva

KIVA – Loan Justification Your Name: Logan Willis

Potential Recipient URL: http://www.kiva.org/lend/346905 Name: Mario Country: Bolivia Type of Loan: Services

Criteria

1. Risk

 Borrower (Credit history/Personal character): Mario is 44 years old and is a married man. He is a hard and humble worker who works in construction all around the area in order to support his family.His wife works at a fruit market.

 Field Partner (Risk Rating, Delinquency Rate, Default Rate): the field partner risk rating is 3 / 5 Stars. The Delinquency Rate is 1.67%. The Default Rate is 0.98%

 Country Risk (Economic, Political, Natural Disaster):

2. Business Plan - [|Small Business Start Ups]

 Potential for success: I think there is lots of potential for sucess because both him and his wife work, and work hard at that, so they must have some money saved. Also, he will be able to repay his loan fast because they both work very hard. I think it will be suscessful because building a house is not too hard if you have the money for it, and your a construction worker yourself.

 Potential for sustainability: i think there is lots of potential for sustainability because once you have a house built, you do not have to maintain work for hit, unless you have to pay for rent or something else. I think he will make enough money to keep his house and make it very successful to live there.

 Potential for regional economic benefit:

3. Borrower

<span style="background-color: transparent; color: #000000; font-family: Arial; font-size: 15px; text-decoration: none; vertical-align: baseline;"> Perceived level of need: I think Mario need this loan very much because without it he does not have a proper home for him and his family to live in,which is a real shame. I believe everyone should have their own home, where they can go to at the end of the day and just feel relaxed to me in privacy and alone.

<span style="background-color: transparent; color: #000000; font-family: Arial; font-size: 15px; text-decoration: none; vertical-align: baseline;">Financial responsibilities/commitments of individual: Mario must keep working to be able to get the money for the house and for other things.

<span style="background-color: transparent; color: #000000; font-family: Arial; font-size: 16px; text-decoration: none; vertical-align: baseline;">4. Summary <span style="background-color: transparent; color: #000000; font-family: Arial; font-size: 15px; text-decoration: none; vertical-align: baseline;"> : Mario need this loan so that he can construct a house for him and his family to live in. Him and his wife both a very hard workers who are well deserved of a house for them to live in in privacy and warmth. I think these two people deserve the house very much because everyone need a house to keep warm and have their alone time. If I did not have a house i would be very upset and feel out of place. I very much hope that Mario get the money for his loan so that he can get this new house.